Being in a car accident is terrifying and stressful. Thankfully, your car insurance policy will be there to help you put the pieces back together and get your life back to normal as quickly as possible. Our Munster team knows that informing your insurance company probably isn’t the first thing on your mind after an accident, but it should be high up on the list. The sooner your insurance company knows about the accident, the sooner they can start processing your claim and getting you the compensation that you need. Here are a few tips about what to do after a car accident.
What To Do After an Accident
Make sure you and your passengers are okay.
You and your passengers’ health and safety is first and foremost after an accident. If you or your passengers need medical treatment, call 911 immediately. Make this your primary concern and ensure that everyone is safe after the accident, which includes not allowing anyone to walk alongside the road until the scene has been secured by the police.
Call the police and report the accident.
Whether or not the accident requires immediate medical attention, you need to phone the police. A police report will be required for the insurance claim and will help determine the fault of the accident. Stay at the location until police arrive and don’t leave until they tell you that it is okay to do so. Answer all of their questions, but never assume the guilt.
Take pictures of the accident.
It’s a good idea to take pictures of the accident if you can do so safely. Simply use the camera on your smartphone to grab shots of the accident from all angles as well as the surrounding area. This could come in helpful for your insurance claim as well as if you need to go to court later on.
Get insurance information from other drivers.
Exchange car insurance information with any other drivers involved, even if the damage was minor. Your insurance company will handle contacting them, but you’ll need to get their names, insurance company, and policy numbers before they leave.
Call your car insurance company.
Get in touch with your car insurance company as soon as possible. The sooner you contact your car insurance company, the sooner they can start investigating and processing your claim. That can help you get the money you need to repair or replace your vehicle a lot sooner, too.
Keep records after the accident.
Be diligent about keeping records after your accident. Track your medical visits, car repair expenses, and anything else that’s accident related. You may be able to get compensation for those expenses later on, and clear records will help you, your insurance agency, and a lawyer should you need one.
Do you have questions about car insurance? Or have you been in an accident? Give the Gutierrez Family Agency a call today. We can help you find the car insurance policy that’s right for you or start making a claim on your existing policy if needed. Contact us over the phone or through our website today.